It is doubtless that one of the principle successes that the Fundación para la Vivienda Rural Costa Rica-Canadá has have is taking advantage of the knowledge and infrastructure of the rural organizations. These organizations are the ones that facilitate achieving the goals of the Fundación, and at the same time, this allows them to be the ones that generate the development of the rural communities.

Currently the Fundación works with 62 rural organizations distributed in the seven provinces of the country, such as cooperatives, local agricultural centers, labor associations and community development associations.

DISTRIBUTION BY ORGANIZATION

Working with the rural organizations makes possible the following:

•  The identification of the families subject to the loans.

•  Facilitates providing the documents necessary to obtain the financing and getting the Familiar Housing Bonus.

•  Coordinate the formalization process of the financial operations.

•  Collaborate with the constructive process to obtain discounts on the construction materials and to control the payments according to the advance of the houses, etc.

•  An active participation in the process of collecting the monthly payments by the clients and by which the organization receives a commission for the collection issue. This allows the Fundación to have better collecting controls and to reapply the funds in new houses for other families that require solving their housing problem.

Our alliance with rural organizations has been very important for the Fundación, since it reduces the administrative expenses and it can get a better presence of the institution in the rural areas, making easier the access of the information to our clients.

In relation to the collection of the monthly payments, even when the Fundación has its own building in San José, its clients can make these procedures directly in their communities through the rural organization or they have the choice to make their monthly payments through 141 agencies of one of the more solid Banks of the country, since there is an strategic alliance between both organizations.